A ton of people are filing their taxes this month. In fact, nearly 40 percent of taxpayers file in February. Getting sick of loaning Uncle Sam some cash all year long? Or, alternatively, would you rather just pay the government what you owe each tax year? Tax expert Kay Bell weighs in about what withholidings are all about, and how to change them around to fit your financial situation. Listen in as Consumerism Commentary podcasting gurus Flexo and Tom Dziubek chat withholidings with Kay, then change your withholding for next tax year.